Eurozone Debt Crisis

Eurozone Debt Crisis

Eurozone Debt Crisis

Eurozone Debt Crises is a multi-year debt crisis that has been happening in the European Union since the end of 2009. It is also known as the Eurozone crisis or European Sovereign Debt Crisis. The crisis erupted in the wake of the Great Recession after 2009 due to government structural deficits and increasing debt levels. In simple terms, it defines the struggle of Eurozone Countries to pay off the debts that accumulated over the decades. (more…)
Structured Investment Vehicle

Structured Investment Vehicle

Structured Investment Vehicle

A structured investment vehicle (SIV) is a type of special-purpose vehicle that purchases long-term bonds and other fixed-income securities and pays for them with short- to medium-term instruments like commercial paper. Citibank founded the first SIV, Alpha Finance Corporation, in 1988, and since then, numerous SIVs have been set up by specialist fund managers and banks.

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2008-2009 Global Financial Crisis

2008-2009 Global Financial Crisis

2008-2009 Global Financial Crisis

The financial crisis of 2007-2008 is assumed to be the result of active waiting to erupt for years. The long-time racket of dirt-cheap credit showed its signs in the summer of 2007 around financial markets throughout the world. From Bear Stearns hedge funds to BNP Paribas and even the British bank Northern Rock were all up to their neck in debt and at the peak of defaulting. (more…)
Housing Bubble

Housing Bubble

HOUSING BUBBLE

A housing bubble is one of several types of asset price bubbles in which housing prices are full of demand, speculation, and vigorous spending to the point of collapse. To elaborate, the housing bubble consists of two phases. The first phase is where the speculators drive the prices of the houses, they increase the price drastically. The second phase occurs when the house prices are increased at such a level that the demand decreases and the prices collapse i.e., they fall drastically. The housing bubble has the largest effect on the real economy. (more…)
Basel III

Basel III

Basel III

What are Basel Accords? The Basel Accords alludes to a set of banking supervision guidelines by the Basel Committee on Banking Supervision (BCBS). They were created between 1980 and 2011, going through a few changes over the years. The Basel Accords were shaped with the objective of making a worldwide administrative structure for overseeing credit risk and market risk. Their main function is to guarantee that banks hold enough cash reserves to meet their monetary obligations and survive in financial trouble. They likewise plan to corporate governance. Risk management and transparency. (more…)
FALLEN ANGEL

Fallen Angel

FALLEN ANGEL

What Is Fallen Angel The fallen angel is a term used in finance to describe an organization that was given an investment-grade status but due to its declining financial condition, the organization had been reduced to junk bond status. The fallen angel is also used to describe stocks whose price has been reduced drastically from the all-time high position. (more…)
Liar Loan

Liar Loan

Liar Loan

During the 2001-06 housing boom in the United States, they became extremely popular. The mortgages which were issued to borrowers who cannot disclose their earnings properly helped to drive a dramatic surge of defaults, and consequently disadvantaged themselves during the housing crisis. (more…)
Too Big To Fail

Too Big To Fail

Too Big To Fail

Banks are becoming systemically important due to their scale, cross-jurisdictional operations, sophistication, and lack of alternatives and interconnections. The word 'too big to fail' became part of the mainstream culture amid the financial breakdown in the second half of 2008. It indeed denotes a double-sided threat, in which both excessive institutional size and the probability of loss are implied. (more…)
COVID-19 Impact on Indian Pharmaceutical Industry

COVID-19 Impact on Indian Pharmaceutical Industry

COVID-19 Impact on Indian Pharmaceutical Industry

Introduction: Covid-19 known as Novel Coronavirus has brought a tactical shift in businesses across the world. Indian Pharma Industry is no exception to forced strategic shifts. Indian Pharmaceutical industry has recorded significant progress in the export of antibiotics to the world. Though industry also suffered transient setbacks from US regulatory inspections over denial of US FDA Approvals & few law-suits, few companies have been exceptionally well with improvised quality controls & innovative products. Let’s delve deep into exploring how Covid-19 has marked its footprints on the Indian Pharmaceutical Industry. (more…)
COVID-19 Impact on Financial Services

COVID-19 Impact on Financial Services

COVID-19 Impact on Financial Services

The pandemic has pushed the global economy into a recession and causing a halt to economic growth. According to the IMF, it is the 'worst downturn since the great depression'. Amid the COVID-19 pandemic, several countries across the world resorted to lock-downs to “flatten the curve” of the infection. These lock-downs have compelled ceasing almost all economic activity which is significantly affecting the businesses across the globe. (more…)